Reading Cooperative Bank Payday Loans Review - Reading, Massachusetts

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4.5 11 reviews

180 Haven St, Reading, MA 01867, USA
+1 (781) 942-5000
www.readingcoop.com
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM

Domain Info

Created Date

1997-01-28

Mailing Address

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MA

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United States

Company Name

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c/o EnCirca Privacy Service

Contact Data

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Testimonials

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Above-specified info provides the details about a certain lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Reading, Massachusetts

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Reading, Massachusetts is taken out simply and quickly. The interest percentage is specified respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

23% small loan cap

How will Reading Cooperative Bank help take out a loan in Reading, Massachusetts?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Reading, ma review this circumstance not a hindrence to issue a loan. The client of a loan should be prepared to objectively estimate financial solvency, issue a loan, repay the debt on a due date and not only handle current issues, but improve the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the result.

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