St James Check Cashing Payday Loans Review - Springfield, Massachusetts

Your personal information is safe with us
3.4 5 reviews

800 State St, Springfield, MA 01109, USA
7 years in business
+1 (413) 733-8321
www.stjameschecking.com
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–6PM
Saturday
9AM–2PM
Sunday
(Easter)
Closed
Monday
8AM–7PM

Domain Info

Created Date

2013-03-13

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

stjameschecking.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about St James Check Cashing?

Below you find some of the testimonials of our clients.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Springfield, Massachusetts

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans in Springfield, Massachusetts is are simple to access. The APR is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

23% small loan cap

Advantages of St James Check Cashing that offers payday loans in Springfield, Massachusetts

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments without delays.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Springfield, Massachusetts

TD Bank

2 N Washington St, North Attleborough, MA 02760, USA

+1 (508) 699-9500

locations.td.com

Hanscom Federal Credit Union

| CGX, 427 Commercial Street Building 8, Second Floor, Boston, MA 02109, USA

+1 (781) 698-2094

www.hfcu.org

Athol Savings Bank

112 Central St, Winchendon, MA 01475, USA

+1 (978) 297-0260

Eastern Bank

17 Storey Ave, Newburyport, MA 01950, USA

+1 (978) 462-6641

www.easternbank.com

NBT Bank

331 State Rd, North Adams, MA 01247, USA

+1 (413) 664-6521

www.nbtbank.com

Metro Credit Union

68 Main St, Peabody, MA 01960, USA

+1 (877) 696-3876

www.metrocu.org

MIT Federal Credit Union ATM

555 Technology Square, Cambridge, MA 02139, USA

+1 (617) 253-2845

www.mitfcu.org

First Republic Bank

47 Brattle St, Cambridge, MA 02138, USA

+1 (617) 218-8488

www.firstrepublic.com

St Mary's Credit Union

96 Turnpike Rd, Westborough, MA 01581, USA

+1 (508) 490-8000

www.stmaryscu.org