Stoneham me Federal Credit Union Payday Loans Review - Stoneham, Massachusetts

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5 reviews

40 Pine St, Stoneham, MA 02180, USA
+1 (781) 438-3959
smefcu.org
Wednesday
9AM–3PM
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
Closed
Sunday
Closed
Monday
(Patriots' Day)
9AM–4:30PM
Hours might differ
Tuesday
8:30AM–4:30PM
Testimonials

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Note

Pay Attention

Lenders are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Stoneham, Massachusetts

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Stoneham, Massachusetts are issued problem-free. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

23% small loan cap

How will Stoneham me Federal Credit Union help take out a payday loan in Stoneham, Massachusetts?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Stoneham, ma will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.

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Athol Credit Union - Orange ATM Location

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Clinton Savings Bank

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Middlesex Savings Bank

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Metro Credit Union

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East West Bank

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+1 (617) 338-0290

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Country Bank

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+1 (800) 322-8233

www.countrybank.com

Berkshire Bank

1320 Washington St, Boston, MA 02118, USA

+1 (617) 357-9988

www.berkshirebank.com