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What people think about United Bay Community Credit Union?
United Bay Community Credit Union seems honest. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were caring, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Ephraim Dickens
I always use United Bay Community Credit Union when it need a payday loan. The application process is quick. No problems.
Dejuan Maggio
I applied for the first loan in my life, was approved immediately despite the fact that I had debts already. I repaid it early. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Fabiola Daugherty
I always use United Bay Community Credit Union when it need a payday loan. The application process is easy. No complaints.
Dr. Orpha Kessler V
They approve applicants immediately and transfer money the same day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Otha Purdy
United Bay Community Credit Union seems honest. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were caring, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Ephraim Dickens
I always use United Bay Community Credit Union when it need a payday loan. The application process is quick. No problems.
Dejuan Maggio
I applied for the first loan in my life, was approved immediately despite the fact that I had debts already. I repaid it early. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!
Fabiola Daugherty
I always use United Bay Community Credit Union when it need a payday loan. The application process is easy. No complaints.
Dr. Orpha Kessler V
They approve applicants immediately and transfer money the same day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Otha Purdy
United Bay Community Credit Union seems honest. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were caring, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.
Ephraim Dickens
Important
Above there is information about a precise company. Below you can see common characteristics of payday loans.
Payday Loans in Bay City, Michigan
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Bay City, Michigan. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.
369% APR*
600
Not Specified
31 days
Advantages of United Bay Community Credit Union that offers payday loans in Bay City, Michigan
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are confident that you can make payments as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.
Other Payday Lenders in Bay City, Michigan
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CoVantage Credit Union
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GreenStone Farm Credit Services
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GreenPath Financial Wellness, Ypsilanti, MI
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Edward Jones - Financial Advisor: Don Eaton
164 W Chicago Rd, Sturgis, MI 49091, USA
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www.edwardjones.com