United Bay Community Credit Union Payday Loans Review - Bay City, Michigan

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2.4 5 reviews
Organization owner?
3939 N Euclid Ave, Bay City, MI 48706, USA
+1 (989) 892-4597
www.ubccu.org
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–12PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

What people think about United Bay Community Credit Union?

Below you see some of the testimonials of our clients.

I always use United Bay Community Credit Union when it need a payday loan. The application process is easy. No complaints.

Dr. Orpha Kessler V

They approve applicants immediately and transfer money the same day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Otha Purdy

United Bay Community Credit Union seems honest. They rescued me twice. The first loan approved was small – $300, but next time the limit was increased to $1000. Repaid the loan on due date. The employees were caring, they gave detailed answers to all my questions. No complaints. But their rates are not the lowest on the net.

Ephraim Dickens

I always use United Bay Community Credit Union when it need a payday loan. The application process is quick. No problems.

Dejuan Maggio

I applied for the first loan in my life, was approved immediately despite the fact that I had debts already. I repaid it early. Love this lender for their reasonable rates. Other lenders in my state charge sky high interest!

Fabiola Daugherty

Note

Important

Above there is information about a precise company. Below you can see common characteristics of payday loans.

Payday Loans in Bay City, Michigan

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Bay City, Michigan. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of United Bay Community Credit Union that offers payday loans in Bay City, Michigan

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are confident that you can make payments as agreed in the contract.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the exact cost of the loan immediately.

Let's see

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Instant Cash Advance Corporation

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Check `n Go

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