Horizon Bank Payday Loans Review - Benton Harbor, Michigan

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3.5 4 reviews

1041 E Napier Ave, Benton Harbor, MI 49022, USA
+1 (269) 982-0018
www.horizonbank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

1999-09-10

Mailing Address

502 FRANKLIN ST

MICHIGAN CITY

IN

46360-3329

United States

Company Name

Horizon Bank, National Association

Horizon Bank, National Association

Contact Data

licensing@horizonbank.com

+1.2198732640

+1.231231234

Testimonials

Feedback about Horizon Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Benton Harbor, Michigan

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Benton Harbor, Michigan is taken out simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Horizon Bank help take out a loan in Benton Harbor, Michigan?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

5%
Healthcare Bills

6%
Traveling

5%
Car Repair

2%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Benton Harbor, mi review this circumstance not a hindrence to take out a loan. The borrower of a loan should be prepared to objectively estimate financial capabilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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