One Detroit Credit Union Payday Loans Review - Detroit, Michigan

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3.1 57 reviews

630 Howard St, Detroit, MI 48226, USA
+1 (313) 965-8640
www.onedetroitcu.org
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about One Detroit Credit Union?

Below you find some of the opinions of our clients.
Note

Pay Attention

The previous three items describe a certain company. But below you can read common details about payday loans.

Payday Loans in Detroit, Maine

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Detroit, Maine. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

30% APR; In Fact - 217%*

Max Loan

$2,000

Min Term

Not Specified

Max Term

Not Specified

Advantages of One Detroit Credit Union that offers payday loans in Detroit, Maine

  • 24/7 service. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit score. Payday loan approvals depend very much on specific circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see

Other Payday Lenders in Detroit, Michigan

Comerica Bank - ATM

11351 Brooklyn Rd, Brooklyn, MI 49230, USA

+1 (517) 592-2635

locations.comerica.com

Citizens Bank ATM

751 E Big Beaver Rd, Troy, MI 48083, USA

+1 (248) 689-6336

www.citizensbank.com

Edward Jones - Financial Advisor: Tim Andrus, AAMS®

113 E Allegan St, Otsego, MI 49078, USA

+1 (269) 692-2280

www.edwardjones.com

Cranbrook Financial - Northwestern Mutual

205 S Front St #2e, Marquette, MI 49855, USA

+1 (906) 629-6007

scottsampeer.nm.com

Bank of America (with Drive-thru ATM)

8516 W Grand River Rd, Brighton, MI 48116, USA

+1 (810) 227-2940

locators.bankofamerica.com

Macatawa Bank (for Freedom Village residents ONLY)

145 Columbia Ave, Holland, MI 49423, USA

+1 (877) 820-2265

www.macatawabank.com

Members First Credit Union

201 E 7th St, Evart, MI 49631, USA

+1 (855) 835-6328

www.mfcu.net

Fifth Third Bank & ATM

100 Cass Ave, Mt Clemens, MI 48043, USA

+1 (586) 493-0700

locations.53.com

1st Source Bank

720 S 11th St, Niles, MI 49120, USA

+1 (269) 687-8244

www.1stsource.com