Independent Bank Payday Loans Review - Grand Rapids, Michigan

Your personal information is safe with us

4.2 5 reviews

Organization owner?

4525 Lake Michigan Dr NW, Walker, MI 49534, USA

+1 (616) 735-2293

www.independentbank.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Feedback about Independent Bank?

Here you see the reviews of our clients.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users grapple with shared information about payday loans.

Payday Loans in Grand Rapids, Ohio

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Grand Rapids, Ohio are taken out problem-free. The interest percentage is conditional on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Independent Bank help issue a loan in Grand Rapids, Ohio?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with customer data. It will take several minutes to review the form. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Grand Rapids, oh will estimate other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see