Independent Bank Payday Loans Review - Howard City, Michigan

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3.7 7 reviews

720 Shaw St, Howard City, MI 49329, USA
+1 (231) 937-4374
www.independentbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users get acquainted general information about payday loans.

Payday Loans in Howard City, Michigan

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Howard City, Michigan is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Independent Bank help issue a loan in Howard City, Michigan?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed funds will be deposited to bank account. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is taken into account by financial institutions. Payday lenders in Howard City, mi consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but enhance the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a exact cost of the loan.

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