Lake Michigan Credit Union Payday Loans Review - Muskegon, Michigan

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3.7 22 reviews

1619 E Mt Garfield Rd, Muskegon, MI 49444, USA
+1 (800) 242-9790
www.lmcu.org
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Testimonials

Feedback about Lake Michigan Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Muskegon, Michigan

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Muskegon, Michigan is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will recieve.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will Lake Michigan Credit Union help take out a loan in Muskegon, Michigan?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Muskegon, mi will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a definite cost of the loan.

Let's see

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Commercial Bank

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Edward Jones - Financial Advisor: Kelly M Langley, AAMS®|CRPC®

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Mercantile Bank of Michigan

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Honor Credit Union - Operations Center

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ATM (Huntington National Bank)

10210 W Front St, Empire, MI 49630, USA

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Walmart Money Center

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First Merchants Bank

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+1 (248) 449-3700

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Southern Michigan Bank & Trust

1110 W Michigan Ave, Marshall, MI 49068, USA

+1 (269) 781-8500

www.smb-t.com

First National Bank of Michigan

2700 W Centre Ave, Portage, MI 49024, USA

+1 (269) 488-0290

www.fnbmichigan.com