United Employees Credit Union Payday Loans Review - Albert Lea, Minnesota

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4.2 6 reviews

Organization owner?

430 Bridge Ave, Albert Lea, MN 56007, USA

+1 (507) 377-1616

www.unitedecu.com

Thursday

8AM–5PM

Friday

8AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–5PM

Tuesday

8AM–5PM

Wednesday

8AM–5PM

Domain Info

Mailing Address

255 Fiserv Drive

Brookfield

53045

United States

Contact Data

domainmanager@fiserv.com

+1.2628795974

+1.5551231234

Testimonials

Feedback about United Employees Credit Union?

Here you see the reviews of our customers.

Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain shared information about payday loans and its specific elements.

Payday Loans in Albert Lea, Minnesota

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Albert Lea, Minnesota is issued easily and fast. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will United Employees Credit Union help take out a loan in Albert Lea, Minnesota?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to card. You won't be asked to attend any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval percentage. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to issue a cash advance from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Albert Lea, Minnesota. The company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see