1st State Bank Payday Loans Review - Sauk Centre, Minnesota

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3.3 8 reviews

Organization owner?

423 Main St S, Sauk Centre, MN 56378, USA

+1 (320) 352-5771

www.firststatebanksc.com

Domain Info

Mailing Address

423 Main St. S

Sauk Centre

56378

United States

Company Name

Michael Bick

1st State Bank of Sauk Centre

Contact Data

mike.bick@firststatebanksc.com

+1.3203525771

Testimonials

What people think about 1st State Bank?

Below you see some of the testimonials of our customers.

Note

Important

Now you can read general features of payday loans.

Payday Loans in Sauk Centre, Minnesota

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the right solution to your sudden financial troubles in Sauk Centre , Minnesota because they are easily obtained and easily repaid. Your APR will depend on your state law or on the payday lender's policy.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of 1st State Bank that offers payday loans in Sauk Centre, Minnesota

Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a bad credit score. Payday loan approvals depend very much on other factors. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get approved for a loan, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the loan in a few minutes.

Let's see