U.S. Bank Branch Payday Loans Review - Excelsior, Minnesota

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494 Water St, Excelsior, MN 55331, USA
+1 (952) 324-4720
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you see some of the testimonials of our customers.
Note

Important

Above there is information about a exact loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Excelsior, Minnesota

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Excelsior, Minnesota. The entire process is hassle-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of U.S. Bank Branch that offers payday loans in Excelsior, Minnesota

  • 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a bad credit history. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Excelsior, Minnesota

Citizens Alliance Bank

520 Main Ave, Murdock, MN 56271, USA

+1 (320) 875-2431

www.citizensalliancebank.com

Great Western Bank

1418 E College Dr, Marshall, MN 56258, USA

+1 (507) 532-3056

www.greatwesternbank.com

Unity Bank

201 1/2, 3rd St W, Thief River Falls, MN 56701, USA

+1 (218) 683-5480

www.unitybanking.com

Walmart Money Center

1300 MN-15, Hutchinson, MN 55350, USA

www.walmart.com

Old National Bank

101 S 1st St, Montevideo, MN 56265, USA

+1 (320) 301-4000

www.oldnational.com

Delta Equity Edina

Minneapolis, MN 55439, USA

+1 (952) 303-4686

Edward Jones - Financial Advisor: Steven J Lang, AAMS®

1301 N Lakeshore Dr Ste 300, Lake City, MN 55041, USA

+1 (651) 345-0186

www.edwardjones.com

Catholic United Financial Credit Union

1420 W St Germain St #101, St Cloud, MN 56301, USA

+1 (320) 251-3971

www.catholicunitedcu.org

AgCountry Farm Credit Services

4401 US-71, Willmar, MN 56201, USA

+1 (320) 235-1771

www.agcountry.com