Affinity Plus Federal Credit Union Payday Loans Review - Fergus Falls, Minnesota

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4.5 17 reviews

Organization owner?

410 W Lincoln Ave, Fergus Falls, MN 56537, USA

+1 (800) 322-7228

Sunday

Closed

Monday

12–4PM

Tuesday

Closed

Wednesday

12–4PM

Thursday

12–4PM

Friday

Closed

Saturday

Closed

Testimonials

What people think about Affinity Plus Federal Credit Union?

Below you see some of the reviews of our customers.

Note

Pay Attention

Now you can read general features of payday loans.

Payday Loans in Fergus Falls, Minnesota

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans are the easiest loans to get in Fergus Falls, Minnesota. The entire process is effortless. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Fergus Falls, Minnesota

24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

Let's see