Ultima Bank Minnesota Payday Loans Review - Fosston, Minnesota

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4.5 8 reviews

603 Hilligoss Blvd SE, Fosston, MN 56542, USA
+1 (218) 435-2265
ultimabank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
7:30AM–4:30PM
Tuesday
7:30AM–4:30PM
Wednesday
7:30AM–4:30PM
Thursday
7:30AM–6PM
Friday
7:30AM–4:30PM

Domain Info

Created Date

1998-12-11

Mailing Address

603 HILLIGOSS BLVD SE

FOSSTON

MN

56542-1529

United States

Company Name

Ultima Bank Minnesota

Ultima Bank Minnesota

Contact Data

administrator@ultimabank.com

+1.2184352265

+1.9999999999

Testimonials

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Pay Attention

The first three points specify the certain lending company. In other turn, below-specified info makes readers grapple with general information about payday loans.

Payday Loans in Fosston, Minnesota

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to take out loans in Fosston, Minnesota. The rates are set on an individual basis: if a customer repays as much loans as possible, she will be offered one of the most reasonable terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Ultima Bank Minnesota help issue a payday loan in Fosston, Minnesota?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The loan will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Fosston, mn will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

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