Payday America Payday Loans Review - Saint Cloud, Minnesota

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5 3 reviews
Loan agency in St. Cloud, Minnesota

4170 W Division St, St Cloud, MN 56301, USA
www.paydayamerica.com
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM

Domain Info

Created Date

1998-09-18

Mailing Address

181 S RIVER RIDGE CIR

BURNSVILLE

MN

55337-1627

United States

Company Name

PAL CARD MN LLC

PAL CARD MN LLC

Contact Data

dave.willmott@pawnamerica.com

+1.9523587081

+1.9526462760

Testimonials

Feedback about Payday America?

Here you read the reviews of our customers.
Note

Pay Attention

Above-specified info offers the details about a certain lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Saint Cloud, Florida

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and quick to take out loans in Saint Cloud, Florida. The rates are accured on an individual basis: if a customer repays as much loans as possible, he will be provided one of the most favorable terms and rates.

APR

304%*

Max Loan

$500 for single payment and $1,000$ for installment loans

Min Term

7 days for single payment and 60 days for installment loans

Max Term

31 days for single payment and 90 days for installment loans

How will Payday America help issue a payday loan in Saint Cloud, Florida?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by payday lenders to take out a loan. The lender review many aspects such as financial abilities to approve the request. Cash advance in Saint Cloud, Florida may help level up your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

Let's see

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Edward Jones - Financial Advisor: Joshua B Campbell

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Luther, McFarland, Kuehner & Associates - Ameriprise Financial Services, LLC

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U.S. Bank ATM - Cottage Grove

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Central Minnesota Credit Union

209 Avon Ave, Avon, MN 56310, USA

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www.mycmcu.org