Lake Area Bank Payday Loans Review - Lindstrom, Minnesota

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4.3 14 reviews

12790 N 1st Ave, Lindstrom, MN 55045, USA
+1 (651) 257-1117
www.lakeareabank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
8AM–6PM
Testimonials

Feedback about Lake Area Bank?

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Note

Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Lindstrom, Minnesota

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are known as payday loans in Lindstrom, mn. They are issued at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lake Area Bank help issue a payday loan in Lindstrom, Minnesota?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Lindstrom, mn will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the payday loan.

Let's see

Other Payday Lenders in Lindstrom, Minnesota

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Maple Bank

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Peoples State Bank

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Mid Minnesota Federal Credit Union - Brainerd

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WNB Financial

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Vergas State Bank

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Wells Fargo Bank

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+1 (763) 295-2290

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U.S. Bank Branch

2650 Co Rd E East, White Bear Lake, MN 55110, USA

+1 (651) 748-3800

locations.usbank.com