Co-Op Credit Union Payday Loans Review - Montevideo, Minnesota

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4.3 19 reviews

2407 E Hwy 7, Montevideo, MN 56265, USA
+1 (320) 269-2117
co-opcreditunion.com
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–8PM
Testimonials

What people think about Co-Op Credit Union?

Below you see some of the reviews of our customers.
Note

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Montevideo, Minnesota

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is trouble-free and fast to get accepted for payday loans in Montevideo, Minnesota. The APR will be set specifically for each person and will depend on the personal information the person filled in.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Co-Op Credit Union that offers payday loans in Montevideo, Minnesota

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your opportunities and pay off your loan commitments punctually.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Montevideo, Minnesota

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Pine Country Bank

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Financial Security Bank

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Northwestern Mutual Financial

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Midwest Credit Express

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State Bank of Taunton

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+1 (507) 872-6136

www.statebankoftaunton.com

MidWestOne Bank

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+1 (651) 762-9440

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UnBank Check Cashing & Loans- St. Paul at Hillcrest

1612 White Bear Ave, St Paul, MN 55106, USA

+1 (612) 843-5217

www.unbankcompany.com