First Alliance Credit Union Payday Loans Review - Rochester, Minnesota

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4.6 74 reviews

Organization owner?

320 Alliance Pl NE, Rochester, MN 55906, USA

+1 (507) 288-0330

www.firstalliancecu.com

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Feedback about First Alliance Credit Union?

Here you see the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Rochester, New York

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue payday loans in Rochester, New York. The rates are accured on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

25% small loan cap

How will First Alliance Credit Union help issue a payday loan in Rochester, New York?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be deposited to account. You won't be asked to attend any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill in an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Rochester, New York. They assess many other factors before taking out a loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will specify the cost of the loan. It takes seconds to see the outcome.

Let's see