U.S. Bank Branch Payday Loans Review - Saint Paul, Minnesota

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3 37 reviews

15025 Garrett Ave, Apple Valley, MN 55124, USA
+1 (952) 997-9600
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Saint Paul, Virginia

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Saint Paul, Virginia are taken out easily. The interest percentage is conditional on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates lenders guarantee.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will U.S. Bank Branch help issue a payday loan in Saint Paul, Virginia?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The loan will be sent to a card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Saint Paul, va will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

MidWestOne Bank

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+1 (651) 762-9440

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Bremer Bank

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+1 (218) 828-5191

www.bremer.com

Edward Jones - Financial Advisor: Kristina Gaalaas, CFP®|AAMS®

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+1 (218) 326-8100

www.edwardjones.com

CMDC

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+1 (763) 784-3337

www.cmdcbusinessloans.com

Ez Cash

1011 E Moore Lake Dr, Minneapolis, MN 55432, USA

+1 (763) 574-2193

www.ezcashmoney.com

Wolters Kluwer Financial Services

6815 Saukview Dr, St Cloud, MN 56303, USA

+1 (320) 251-3060

www.wolterskluwerfs.com

Edward Jones - Financial Advisor: Steve Schwarzbauer

211 1st Ave E, Cambridge, MN 55008, USA

+1 (763) 552-1100

www.edwardjones.com

American Bank of the North

8401 Unity Dr, Virginia, MN 55792, USA

+1 (218) 741-0816

www.ambnk.com

New Market Bank

4719 Park Nicollet Ave SE #100, Prior Lake, MN 55372, USA

+1 (952) 440-5454

www.newmarketbank.com