UnBank Check Cashing & Loans- St. Paul at Hillcrest Payday Loans Review - Saint Paul, Minnesota

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2.8 17 reviews

Organization owner?

1612 White Bear Ave, St Paul, MN 55106, USA

+1 (612) 843-5217

www.unbankcompany.com

Saturday

10AM–6PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Thursday

9AM–7PM

Friday

9AM–7PM

Domain Info

Mailing Address

5335 Gate Parkway care of REGISTER.COM

Jacksonville

32256

United States

Contact Data

57913418@myprivatename.com

+1.5707088780

Testimonials

Feedback about UnBank Check Cashing & Loans- St. Paul at Hillcrest?

Here you grapple with the feedback of our clients.

Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Saint Paul, Virginia

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Saint Paul, Virginia are taken out hassle-free. The interest percentage depends on the customer's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will UnBank Check Cashing & Loans- St. Paul at Hillcrest help issue a loan in Saint Paul, Virginia?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Saint Paul, Virginia. The company will assess many points to qualify such as financial capabilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the annual percentage rate of the loan, you are welcome to apply the calculator. It will specify the cost of the payday loan.

Let's see