Lake Area Bank Payday Loans Review - Stillwater, Minnesota

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4.2 5 reviews

5795 Minnesota Ave N, Stillwater, MN 55082, USA
+1 (651) 430-9500
www.lakeareabank.com
Friday
8AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Testimonials

What people think about Lake Area Bank?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Now you can read general characteristics of payday loans.

Payday Loans in Stillwater, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to get in Stillwater, New York. The entire process is effortless. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of Lake Area Bank that offers payday loans in Stillwater, New York

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments punctually.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

Let's see

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