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What people think about Southern Bancorp Bank?
I applied for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other solution. I came across this website on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I requested.
Raphael Larson
They only ask for an ID to apply. Last week I was broke and needed extra money to hold on. These guys saved me although I had a low credit score. Online and legit application. Very satisfied!
Dr. Tito Raynor
I am a loyal client of Southern Bancorp Bank. It is very fast to apply via the net. The APR was affordable. Their staff always respond in a timely manner.
Prof. Nathanial Nicolas DDS
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Lula, Georgia
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online payday loans can be the right solution to your short-term financial difficulties in Lula , Georgia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
10% small loan cap
Advantages of Southern Bancorp Bank that offers payday loans in Lula, Georgia
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a poor credit rating an increased chance to get accepted for payday loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay back your loan commitments punctually.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.
Other Payday Lenders in Lula, Mississippi
Cash Source Hattiesburg
1404 W Pine St, Hattiesburg, MS 39401, USA
+1 (601) 544-5757
expressloansofamerica.com
Keesler Federal Credit Union Wesley Branch
201 Methodist Blvd, Hattiesburg, MS 39402, USA
+1 (228) 385-5500
www.kfcu.org
