What people think about Montana Educators Credit Union?
I was approved for $500 for a period of 11 days. In the end, I had to repay twice as much with all the commissions charged.
Blanche Jakubowski II
I took out a loan from Montana Educators Credit Union 3 times. Closed all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $100 ???
Sharon Botsford
I was approved for $500 for a period of 11 days. In the end, I had to repay twice as much with all the commissions charged.
Blanche Jakubowski II
I took out a loan from Montana Educators Credit Union 3 times. Closed all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $100 ???
Sharon Botsford
I was approved for $500 for a period of 11 days. In the end, I had to repay twice as much with all the commissions charged.
Blanche Jakubowski II
I took out a loan from Montana Educators Credit Union 3 times. Closed all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $100 ???
Sharon Botsford
Important
The above-given information provides the details about a peculiar lender. The information below is about general information about payday loans.
Payday Loans in Missoula, Montana
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online cash advance loans can be the best solution to your temporary financial difficulties in Missoula , Montana because they are easily approved and easily repaid. Your APR will depend on your state law or on the payday lender's policy.
36% small loan cap
$300
14 days
31 days
Advantages of Montana Educators Credit Union that offers payday loans in Missoula, Montana
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit score. Payday loan approvals depend very much on specific aspects. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
Other Payday Lenders in Missoula, Montana
Whitefish Credit Union - Columbia Falls Branch
405 9th St W, Columbia Falls, MT 59912, USA
+1 (406) 892-8000
www.whitefishcu.com
Billings Federal Credit Union
2522 4th Ave N, Billings, MT 59101, USA
+1 (406) 248-1127
www.billingsfcu.org
Opportunity Bank of Montana
4150 Valley Commons Dr, Bozeman, MT 59718, USA
+1 (406) 582-6277
opportunitybank.com
Badlands Federal Credit Union
302 W Towne St, Glendive, MT 59330, USA
+1 (406) 377-4442
www.badlandsfcu.org