What people think about Five Points Bank?
Illegit service!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.
Verlie Funk Jr.
Beware! It’s a spam! They call me regularly from various phone numbers. Tired of blocking these numbers. Never give them your contact details!!
Jonathan Larson I
Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Hastings, New York
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans may seem like an easy and fast solution to a short-term problem in Hastings, New York. Loans from payday lenders can get you funds same day. Your APR will depend on several factors.
25% small loan cap
Advantages of Five Points Bank that offers payday loans in Hastings, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Payday loans for bad credit
Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments as agreed in the contract.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.