OceanFirst Bank Payday Loans Review - Cape May, New Jersey

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5 52 reviews

Organization owner?

217 Jackson St, Cape May, NJ 08204, USA

+1 (888) 623-2633

oceanfirst.com

Friday
(Good Friday)

9AM–6PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oceanfirst.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about OceanFirst Bank?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Cape May, New Jersey

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

This financial product in Cape May, New Jersey is issued easily and fast. The interest percentage is specified respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be offered to you.

APR

30% usury cap

How will OceanFirst Bank help issue a payday loan in Cape May, New Jersey?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Lenders do not consider this factor the only one to issue a loan in Cape May, New Jersey. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see