Columbia Bank Payday Loans Review - Oradell, New Jersey

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4.8 5 reviews

Organization owner?

279 Kinderkamack Rd, Oradell, NJ 07649, USA

+1 (201) 262-1391

www.columbiabankonline.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

9AM–1PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Mailing Address

5335 Gate Parkway

Jacksonville

32256

United States

Contact Data

4obcdi7tdghjeatqt4aks9glp2@domaindiscreet.com

+1.9027492701

Testimonials

What people think about Columbia Bank?

Below you find some of the reviews of our clients.

Note

Important

Now you can read general features of payday loans.

Payday Loans in Oradell, New Jersey

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online payday loans can be the best solution to your sudden financial problems in Oradell , New Jersey because they are easily approved and easily repaid. Your interest rate will depend on your state regulations or on the payday lender's policy.

APR

30% usury cap

Advantages of Columbia Bank that offers payday loans in Oradell, New Jersey

24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval rates. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Oradell, nj approve people with poor credit. You can apply for a bad credit payday loan on the net around the clock and if successful could have the funds in your account within the hour.

To get approved for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

Let's see