What people think about ServU Federal Credit Union?
I have used them for 2 car loans a personal and home refinance and the girls there in loan department are all so wonderful and helpful will never go elsewhere. Thanks
I needed to change my due date since my payday changed. I was able to due it via text with Latoya. It was awesome!
Queen Hoppe I
I received very good customer service from the internet/call service department.
Dr. Cecil Buckridge
From start to finish unprofessional and disrespectful employees and manager.
Leta Heller PhD
The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.
Payday Loans in Bath, New York
A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans may turn out an easy and speedy solution to a short-term problem in Bath, New York. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
25% small loan cap
Advantages of ServU Federal Credit Union that offers payday loans in Bath, New York
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your needs and pay back your loan commitments without delays.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.