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What people think about OceanFirst Bank?
This company is a fraud. I will never use again. $20 goes towards loan and you keep $78 for interest.
Said I was accepted for a payday loan. Have been waiting 5 days, still no money I my account. I conclude it’s fake.
I took out a loan from OceanFirst Bank twice. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $300 ???
Emilio Gaylord I
Said I was accepted for a loan. Have been waiting 4 days, still no money I my account. I think it’s monkey business.
Mrs. Albertha Yost
Above there is information about a precise loan provider. Below you can review common aspects of payday loans.
Payday Loans in Scarsdale, New York
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the right solution to your short-term financial issues in Scarsdale , New York because they are easily approved and easily repaid. Your APR will depend on your state law or on the company's policy.
25% small loan cap
Advantages of OceanFirst Bank that offers payday loans in Scarsdale, New York
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit history. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can make payments on scheduled.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Scarsdale, New York
EZ Check Cashing
372 Connecticut St, Buffalo, NY 14213, USA
+1 (716) 881-7070
Suffolk Federal Credit Union
691 NY-25A, Miller Place, NY 11764, USA
+1 (631) 924-8000
Sterling National Bank
5193 Main Street, NY-42, South Fallsburg, NY 12779, USA
+1 (845) 434-5520
CFSC Checks Cashed Astoria, Queens
2559 Steinway St, Queens, NY 11103, USA
+1 (718) 932-9393
The Provident Loan Society (Flushing)
136-48 39th Ave, Queens, NY 11354, USA
+1 (718) 358-9191