Ridgewood Savings Bank Payday Loans Review - Brooklyn, New York

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5 5 reviews

1035 Fulton St, Brooklyn, NY 11238, USA
+1 (929) 666-4420
branches.ridgewoodbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY

United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Testimonials

What people think about Ridgewood Savings Bank?

Below you find some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Brooklyn, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Brooklyn, New York. The entire process is stress-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Ridgewood Savings Bank that offers payday loans in Brooklyn, New York

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.

Let's see

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