Ridgewood Savings Bank Payday Loans Review - Brooklyn, New York

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5 reviews

Organization owner?

7020 13th Ave, Brooklyn, NY 11228, USA

+1 (718) 238-0060

branches.ridgewoodbank.com

Wednesday

8:30AM–5PM

Thursday

8:30AM–7PM

Friday

8:30AM–5PM

Saturday

8:30AM–2PM

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Domain Info

What people think about Ridgewood Savings Bank?

Below you read some of the testimonials of our clients.

Note

Important

Above there is information about a exact company. Below you can review common features of payday loans.

Payday Loans in Brooklyn, New York

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Brooklyn, New York. Loans from payday lenders can get you money same day. Your APR will depend on several things.

APR

25% small loan cap

Advantages of Ridgewood Savings Bank that offers payday loans in Brooklyn, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to taking out a bank loan. A payday loan can help clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are assured that you can make payments in good time.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

Let's see