Gem Pawnbrokers Payday Loans Review - Brooklyn, New York

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5 533 reviews

Organization owner?

1724 Pitkin Ave, Brooklyn, NY 11212, USA

+1 (718) 498-4500

www.gempawnbrokers.com

Thursday

9:30AM–5:30PM

Friday

9:30AM–5:30PM

Saturday

9:30AM–5:30PM

Sunday

Closed

Monday

9:30AM–5:30PM

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5:30PM

Domain Info

Company Name

Gem Financial Services, Inc. DBA Gem Pawnbrokers

Feedback about Gem Pawnbrokers?

Here you grapple with the reviews of our clients.

Note

Pay Attention

Above-shown info offers the details about a exact lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Brooklyn, New York

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

Payday loans in Brooklyn, New York are taken out easily. The interest percentage depends on the customer's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

25% small loan cap

How will Gem Pawnbrokers help take out a payday loan in Brooklyn, New York?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Brooklyn, New York. The lending company will estimate many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator defines the cost of the payday loan known as annual percentage rate.

Let's see