Regina Check Cashing Payday Loans Review - Albany, New York

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3.7 26 reviews

24 Central Ave, Albany, NY 12210, USA
+1 (518) 427-8695
reginacheckcashing.com
Thursday
8:30AM–6PM
Friday
8:30AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
8:30AM–6PM
Tuesday
8:30AM–6PM
Wednesday
8:30AM–6PM

Domain Info

Created Date

2004-09-29

Mailing Address

96 Mowat Ave

Toronto

ON

M4K 3K1

Canada

Company Name

Contact Privacy Inc. Customer 1243205716

Contact Privacy Inc. Customer 1243205716

Contact Data

jsbs8bqehq9w@contactprivacy.email

+1.4165385487

Testimonials

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Above-shown info provides the details about a certain lending company. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Albany, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and fast to take out payday loans in Albany, New York. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will Regina Check Cashing help take out a payday loan in Albany, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the application when lenders in Albany, ny will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as APR.

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Finance Solutions

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+1 (855) 331-4852

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Cross County Savings Bank

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The First National Bank of Long Island

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+1 (718) 835-1962

www.fnbli.com

Northwood Asset Management Group

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+1 (855) 200-5999

northwoodassetmanagementgroup.com

Auburn Community Federal Credit Union

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+1 (315) 253-2934

auburnfcu.com

Trustco Bank

34 Congress St, Saratoga Springs, NY 12866, USA

+1 (518) 587-3520

www.trustcobank.com

Gail Plato - Citizens Bank, Home Mortgages

300 Airborne Pkwy Suite 130, Buffalo, NY 14225, USA

+1 (716) 867-5351

lo.citizensbank.com

Alliance Bank

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Visions Federal Credit Union

1130 E Main St, Rochester, NY 14609, USA

+1 (800) 242-2120

www.visionsfcu.org