What people think about Northfield Bank?
IMPORTANT! It’s a fake! They call me every week from various phone numbers. Tired of blocking these numbers. Never give them your personal information!!
Ridiculous interest rate. Had to pay off really A LOT. Read the agreement carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady on the phone was very rude. Not satisfied. Better consider another loan provider.
Interest too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
The previous three items charactirize a precise lending service. But below you can read general details about payday loans.
Payday Loans in Brooklyn, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Brooklyn, New York is are easy to get. The interest rate is specific for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Northfield Bank that offers payday loans in Brooklyn, New York
- 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Payday loans for bad credit
Bad credit history can often be an obstacle to getting a bank loan. A payday loan can save individuals who have bad credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are convinced that you can make payments as agreed in the contract.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.