NBT Bank Payday Loans Review - Fulton, New York

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4 2 reviews

1930 NY-3, Fulton, NY 13069, USA
+1 (315) 593-2165
www.nbtbank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM

Vista

CA

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Testimonials

What people think about NBT Bank?

Below you see some of the testimonials of our clients.
Note

Important

Above there is information about a exact lender. Below you can review common features of payday loans.

Payday Loans in Fulton, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

It is effortless and fast to get approved for payday loans in Fulton, New York. The APR will be set individually for each case and will depend on the personal details the person provided.

APR

25% small loan cap

Advantages of NBT Bank that offers payday loans in Fulton, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for cash advances?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Fulton, ny work with individuals with bad credit. You can request a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within a few hours.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Fulton, New York

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KeyBank

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Navy Federal Credit Union - Restricted Access

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+1 (888) 842-6328

www.navyfederal.org

Municipal Credit Union

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www.nymcu.org

Gianna's Check Cashing

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+1 (631) 392-1913

PLS Check Cashing Store

2040 Amsterdam Ave, New York, NY 10032, USA

+1 (212) 781-7444

pls247.com

Jovia Financial Credit Union

648 Hempstead Turnpike, Franklin Square, NY 11010, USA

+1 (516) 561-0030

www.joviafinancial.com

Bank of Greene County

100 Catskill Commons, Catskill, NY 12414, USA

+1 (518) 719-8060

www.thebankofgreenecounty.com

NBT Bank

700 N Main St, North Syracuse, NY 13212, USA

+1 (315) 458-1343

www.nbtbank.com