New York University Federal Credit Union - Mineola Branch (Formerly Winthrop University Hospital Employees Federal Credit Union) Payday Loans Review - Mineola, New York

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3 12 reviews

194 1st St, Mineola, NY 11501, USA
+1 (516) 226-3616
www.wuhefcu.org
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
7AM–2PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Testimonials

Feedback about New York University Federal Credit Union - Mineola Branch (Formerly Winthrop University Hospital Employees Federal Credit Union)?

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Above-shown info offers the details about a definite lender. Below-defined info is devoted to general information about payday loans.

Payday Loans in Mineola, New York

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

It is easy and quick to issue loans in Mineola, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will New York University Federal Credit Union - Mineola Branch (Formerly Winthrop University Hospital Employees Federal Credit Union) help issue a payday loan in Mineola, New York?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to issue a loan in Mineola, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

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