Feedback about Planet Loan Inc?
I called the phone number and the messages are automated, with 2 options.
And now it been a whole week trying to call n email them with no response !!!
Alexanne Jast MD
I took a loan, they came into my account 2 days early, causing it to go NSF.
Mr. Horace Hayes
Above-shown info offers the details about a exact lending company. Below-specified info is oriented on general information about payday loans.
Payday Loans in Niagara Falls, New York
According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.
Such financial products as payday loan in Niagara Falls, New York is taken out simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.
25% small loan cap
How will Planet Loan Inc help take out a payday loan in Niagara Falls, New York?
- 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill out in the application? - General Info
After filling out an application, submit it and get the offer.
Payday loans for bad credit
Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Niagara Falls, New York. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to improve your credit score.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
If you need to calculate the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.