What people think about Household Finance Corporation?
APR too high. People usually take loans because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their APR a little…
Dr. Osbaldo Waters I
Seems a fake website. They ask for too many sensitive details. I think it’s dangerous to distribute such information [online|on the Internet. You’d better find another lender.
Seems a fraudulent company. They ask for too many sensitive details. I think it’s risky to distribute such details [online|on the Internet. You’d better find another loan provider.
Above there is information about a precise company. Below you can see common characteristics of payday loans.
Payday Loans in Buffalo, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Cash advance loans may seem like an easy and fast solution to a short-term problem in Buffalo, New York. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.
25% small loan cap
Advantages of Household Finance Corporation that offers payday loans in Buffalo, New York
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to applicants with a poor credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.