NBT Bank Payday Loans Review - Oswego, New York

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Organization owner?

161 NY-104, Oswego, NY 13126, USA

+1 (315) 342-6272

www.nbtbank.com

Friday

9AM–4PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM

Vista

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Testimonials

What people think about NBT Bank?

Below you find some of the testimonials of our clients.

Note

Important

The previous three items describe a definite financial institution. But below you can find common data about payday loans.

Payday Loans in Oswego, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans are the easiest loans to get in Oswego, New York. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of NBT Bank that offers payday loans in Oswego, New York

24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval rates. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to applicants with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

Let's see