Feedback about Orange Bank & Trust Company?
I tried to borrow money from Orange Bank & Trust Company. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
I took out $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they issued a loan for 16 days. As a result, I paid $850 with all the charges.
Further there will be shown the details about not a exact lender. The information below will explain general information about payday loans and its specific elements.
Payday Loans in Thornwood, New York
Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Thornwood, New York is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.
25% small loan cap
How will Orange Bank & Trust Company help issue a payday loan in Thornwood, New York?
- Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to bank account. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill out an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
- Fast and high approval rate. The positive offer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
What data to fill out in the application? - General Info
Then you have to submit an application and recieve an offer.
Payday loans for bad credit
Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Thornwood, ny review this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be ready to objectively estimate financial capabilities, issue a loan, pay off the debt on time and not only handle current issues, but improve the credit rating.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
This calculator is intended to calculating the APR. This is a definite cost of the loan.