Hudson Valley Credit Union Payday Loans Review - Pleasant Valley, New York

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3.6 14 reviews

12 North Ave, Pleasant Valley, NY 12569, USA
+1 (845) 463-3011
www.hvcu.org
Thursday
8:30AM–7PM
Friday
8:30AM–7PM
Saturday
9AM–5PM
Sunday
Closed
Monday
8:30AM–7PM
Tuesday
8:30AM–7PM
Wednesday
8:30AM–7PM
Testimonials

What people think about Hudson Valley Credit Union?

Below you find some of the reviews of our customers.
Note

Pay Attention

The previous three items describe a precise financial institution. But below you can find general details about payday loans.

Payday Loans in Pleasant Valley, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Pleasant Valley, New York. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

25% small loan cap

Advantages of Hudson Valley Credit Union that offers payday loans in Pleasant Valley, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in Pleasant Valley, ny accept consumers with bad credit. You can request a bad credit payday loan on the net at any time of the day and if approved could have the funds in your account within a few hours.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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