Community Bank, N.A. Payday Loans Review - Ripley, New York

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3.3 4 reviews

Organization owner?

1 W Main St, Ripley, NY 14775, USA

+1 (716) 736-2211

cbna.com

Sunday

Closed

Monday

9AM–3PM

Tuesday

9AM–3PM

Wednesday

9AM–3PM

Thursday

9AM–3PM

Friday

9AM–6PM

Saturday

Closed

Domain Info

Mailing Address

5790 WIDEWATERS PKWY

SYRACUSE

13214-1884

United States

Contact Data

cbsiadmin@communitybankna.com

3153794628

Testimonials

What people think about Community Bank, N.A.?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

Above there is information about a exact lender. Below you can review common features of payday loans.

Payday Loans in Ripley, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

It is effortless and fast to get accepted for payday loans in Ripley, New York. The APR will be set specifically for each client and will depend on the personal data the client provided.

APR

25% small loan cap

Advantages of Community Bank, N.A. that offers payday loans in Ripley, New York

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can save consumers who have bad credit scores or have no credit score. But we remind you that as with any loan you should only consider applying for a cash advance if you are sure that you can afford payments without delays.

To get accepted for a payday loan, you have to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the precise cost of the loan even before applying.

Let's see