What people think about Five Star Bank?
Interest too high. People usually borrow money because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…
Dr. Eva Bashirian Jr.
The website does not work so I can not apply for the funds…
Ridiculous APR. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady in the office was very rude. Not happy. Better explore another website.
This company is a fraud. I will never apply again. $20 goes towards loan and you keep $79 for interest.
Now you can read general aspects of payday loans.
Payday Loans in Salamanca, New York
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and fast solution to a short-term problem in Salamanca, New York. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few factors.
25% small loan cap
Advantages of Five Star Bank that offers payday loans in Salamanca, New York
- 24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments punctually.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to apply for a loan, you can use an online calculator. It will show the precise APR of your cash advance.