Hudson Valley Credit Union Payday Loans Review - New Windsor, New York

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4.5 15 reviews

265 Windsor Hwy, New Windsor, NY 12553, USA
+1 (800) 468-3011
www.hvcu.org
Tuesday
8:30AM–7PM
Wednesday
8:30AM–7PM
Thursday
8:30AM–7PM
Friday
8:30AM–7PM
Saturday
9AM–5PM
Sunday
Closed
Monday
8:30AM–7PM
Testimonials

What people think about Hudson Valley Credit Union?

Below you find some of the reviews of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in New Windsor, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in New Windsor, New York. The entire process is hassle-free. They are issued quickly and come with individual APR. It will be influenced by the borrower’s personal data.

APR

25% small loan cap

Advantages of Hudson Valley Credit Union that offers payday loans in New Windsor, New York

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account very quickly.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of clients with lower credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the cash advance loan even before applying.

Let's see

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