NBT Bank Payday Loans Review - Saratoga Springs, New York

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4.2 10 reviews

295 Broadway, Saratoga Springs, NY 12866, USA
+1 (518) 587-0330
www.nbtbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM

Vista

CA

92081

United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Testimonials

Feedback about NBT Bank?

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Note

Pay Attention

Lending companies are described in the first three points. Below info shows common information about payday loans.

Payday Loans in Saratoga Springs, New York

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Saratoga Springs, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

25% small loan cap

How will NBT Bank help issue a payday loan in Saratoga Springs, New York?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Saratoga Springs, New York. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see

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Jovia Financial Credit Union

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Bank of Greene County

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Genesee Co-Op Federal Credit Union

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Municipal Credit Union

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Farm Credit East

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+1 (800) 392-3276

www.farmcrediteast.com

Advanced Water Systems LLC.

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+1 (518) 533-9879

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CFCU Community Credit Union - East Hill Branch

1022 Ellis Hollow Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com