Sidney Federal Credit Union Payday Loans Review - Sidney, New York

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3.1 16 reviews

42 Union St, Sidney, NY 13838, USA
+1 (877) 642-7328
www.sfcuonline.org
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Testimonials

Feedback about Sidney Federal Credit Union?

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Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Sidney, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Sidney, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will Sidney Federal Credit Union help take out a payday loan in Sidney, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Sidney, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see

Other Payday Lenders in Sidney, New York

The First National Bank of Long Island

227 Smith St, Brooklyn, NY 11231, USA

+1 (718) 942-3777

www.fnbli.com

Mid-Hudson Valley Federal Credit Union

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+1 (845) 336-4444

www.mhvfcu.com

Apple Bank

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+1 (914) 769-8400

www.applebank.com

Apple Bank

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+1 (914) 743-5002

www.applebank.com

Walmart Money Center

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www.walmart.com

Cash Advance of Manhattan

40 Wall St 43rd floor, New York, NY 10005, USA

+1 (347) 868-2088

Bank of Greene County

100 Catskill Commons, Catskill, NY 12414, USA

+1 (518) 719-8060

www.thebankofgreenecounty.com

Bank of Greene County

230 M Simons Rd, Cairo, NY 12413, USA

+1 (518) 622-2662

www.tbogc.com

Great Meadow Federal Credit Union

26 E Main St, Granville, NY 12832, USA

+1 (518) 642-8100

www.greatmeadowfcu.org