Sidney Federal Credit Union Payday Loans Review - Sidney, New York

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3.1 16 reviews

Organization owner?

42 Union St, Sidney, NY 13838, USA

+1 (877) 642-7328

www.sfcuonline.org

Thursday

9AM–4:30PM

Friday

9AM–4:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Domain Info

Feedback about Sidney Federal Credit Union?

Here you see the feedback of our customers.

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Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with shared information about payday loans.

Payday Loans in Sidney, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Sidney, New York is taken out simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

25% small loan cap

How will Sidney Federal Credit Union help take out a payday loan in Sidney, New York?

Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The funds are credited in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Lenders do not consider this factor the only one to issue a loan in Sidney, New York. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will specify the cost of the cash advance.

Let's see