What people think about Walden Savings Bank?
Sky-high APR. Had to repay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Customer support was bad too. The lady on the phone was very impolite. Not recommended. Better consider another loan provider.
This company is a fraud. I will never apply again. $20 goes towards loan and you keep $78 for interest.
Wasted too much time with this company. They charge hidden fees! Stay away
Ms. Sister Mosciski
Applied for a cash advance second time. Got denied! No suggestion WHY! No explanation. Suspicious lender.
Dr. Kenny Lindgren II
The above-given information provides the details about a certain lender. The information below is about general information about payday loans.
Payday Loans in Washingtonville, New York
Payday loans are short-term loans originally designed to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Washingtonville, New York is are easy to get. The interest rate is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Walden Savings Bank that offers payday loans in Washingtonville, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments in good time.
To get approved for a cash advance, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.