What people think about USALLIANCE Financial?
Illegit service!! They approve me for a loan but it’s been 2 days and still no funds in my account! Tired of waiting…. Not sure I will ever receive my money.
Applied for a loan second time. Got denied! No idea WHY! No clarification. Fishy lender.
Said I was accepted for a loan. Have been waiting 2 days, still no money I my account. I conclude it’s scam.
I tried to borrow funds from USALLIANCE Financial. They declined me. Why then say they accept everyone even those with poor credit?? Waste of time. Moreover, got many calls with an offer to take out a loan. I do not recommend this service.
Seems a fraudulent website. They ask for too many personal information. I think it’s risky to submit such details [online|on the Internet. You’d better find another lender.
Ms. Annabelle Gutkowski
Below you can read general information about payday loans and their common features.
Payday Loans in Woodbourne, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Woodbourne, New York. The entire process is easy. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.
25% small loan cap
Advantages of USALLIANCE Financial that offers payday loans in Woodbourne, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit history. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the payday loan even before applying.