First Community Bank Payday Loans Review - Elkin, North Carolina

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3 5 reviews

Organization owner?

101 Brookfall Dairy Rd, Elkin, NC 28621, USA

+1 (336) 835-2265

www.firstcommunitybank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

ne67d5559ak@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about First Community Bank?

Here you read the reviews of our customers.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Elkin, North Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Elkin, North Carolina are issued hassle-free. The interest percentage is conditional on the borrower's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

36% APR small loan cap

How will First Community Bank help take out a payday loan in Elkin, North Carolina?

Round the clock service. Every customer may address the service round the clock. The borrowed money will be transfered to bank account. You won't be asked to attend any store.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Elkin, North Carolina. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a real cost of the loan.

Let's see