Allegacy Federal Credit Union Payday Loans Review - Mocksville, North Carolina

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3.2 13 reviews

256 Hospital St, Mocksville, NC 27028, USA
+1 (336) 830-8600
www.allegacy.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Above-shown info offers the details about a exact lender. Below-defined info is devoted to shared information about payday loans.

Payday Loans in Mocksville, North Carolina

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in Mocksville, nc. They are issued at individual interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

36% APR small loan cap

How will Allegacy Federal Credit Union help take out a payday loan in Mocksville, North Carolina?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

14%
Healthcare Bills

16%
Traveling

12%
Car Repair

4%
Clothes

6%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Mocksville, nc will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the loan.

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Welcome Finance Co

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Allegacy Federal Credit Union

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