NORTH STATE ACCEPTANCE Payday Loans Review - Smithfield, North Carolina

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2.2 12 reviews
Loan agency in Smithfield, North Carolina

921 N Brightleaf Blvd, Smithfield, NC 27577, USA
7 years in business
+1 (919) 938-4242
northstateacceptance.com
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM

Domain Info

Created Date

2004-03-24

Mailing Address

North Carolina

United States

Testimonials

What people think about NORTH STATE ACCEPTANCE?

Below you find some of the reviews of our customers.
Note

Important

Above there is information about a definite company. Below you can read common aspects of payday loans.

Payday Loans in Smithfield, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Smithfield, Rhode Island. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of NORTH STATE ACCEPTANCE that offers payday loans in Smithfield, Rhode Island

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.

Let's see

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